Questions, answered

Luvo is a finance app built for couples. You share budgets, transactions, savings goals, receipts, warranties and loans in one place — and Mira, your AI co-partner, helps you plan and keeps money conversations kind.

Mira is Luvo’s built-in AI co-partner. She listens before she plans, de-escalates money tension without taking sides, builds trips and meal plans that fit your real budget, and hunts honest deals — flagging fake discounts.

Luvo has a Free plan (bring your own AI key), an Essential plan at $9.99/month per couple (no ads, priority sync), and a Premium plan at $25/month per couple with built-in AI — no key needed. One subscription covers both partners. Regional pricing applies in some countries, so for example couples in Bangladesh pay in taka.

Luvo is launching first on Android via early-access install links, with iOS close behind. Join the waitlist and we’ll email your install link the moment your spot opens.

Yes. Your financial life is sensitive, so we collect only what the product needs, encrypt the most sensitive parts, process receipts and voice on your own device where possible, and never sell your data. You can export or delete it whenever you want.

One of you installs Luvo and creates a household, then invites your partner with a single invite code. From then on you both see the same shared budgets, tasks and goals — and one subscription covers you both.

Only on the Free and Essential plans, where you connect your own AI key. On the Premium plan the AI is built in with a monthly credit included — no key or setup needed.

Luvo is multi-currency from day one — USD, EUR, BDT and more — so mixed-currency households and people living abroad can track everything in one place.